Make sure your insurance is up to date.
 

I came across this video earlier thought I'd share it with you all.

http://www.ctvnews.ca/mobile/video?c...1&binPageNum=1

Yep I haven't even drove mine yet. But have in depth discussed it with my insurance agent. No matter what it is mine. I keep it and get the agreed value to fix it.

My van been totalled twice since i been with them. No fault of my own. Same deal. They know I keep my cars. She looks at them after I fix them and is impressed that they always look better than before the accident.