[Hank70SS]

Started the process for collecting my pension next spring. Guess I'll be officially retired then. Rolled my work 401k into an IRA. Split it into a couple chunks, one in a pretty safe fund to use over the next couple years. The rest in a balanced fund that we shouldn't need to touch until 2014, hopefully. Income will be reduced, at least until June 2014 when both Lynda and I can collect SS. Well see how it works out, may have to or want to get a part time job for a couple of years.

I'm kind of excited about it but also a little nervous to. It's a big step and it's not like this was in the plans just 6 months ago. We talked about it and ran the numbers and they seem to work. Like I said, income will be reduced but should be pretty manageable. Now on to the next phase of my life.