$34,000 dont go very far these days as I make about that plus my rental income ,its very hard to save for the future even though I save about $500 per month out of my pay directly into savings and my wife does close to that .We probably would be better off putting it in our mattress at home since the banks dont pay much interest on anything these days .CD's are paying 1% at best for a long term and its not worth tying up your money ,stocks are too iffy for me so Im just using my basically no interest savings in case of emergency .
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John
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