Credit scores are a joke. You need to be totally in debt to have a high credit score. I don't have any credit cards, haven't had a car payment in over 6 years and like you my house is almost paid for and my other one is. My wife has a couple of credit cards so when we just purchased her new car she now has a higher credit score then me and works like 10 hours a week. They put her first on all the paper work and made me the co-signer and I'm the one who will making the payments. Go figure?
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Ray
1970 SS Chevelle Van Nuys Built
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