Grumpy and I have never really had credit cards. We have paid cash for everything we wanted, except house. When I went to purchase a van about 10 yrs ago I had to have my mother co sign for me because I didn't have enough credit history. We paid off the van in 2 1/2 years. Then 4 years ago I went to buy a new car, with a huge down payment. I was told I didn't have enough of a current credit history, the van had been paid off 4 years prior. I got them to give me a small loan on the car. I had $100 payments on the car, and made them every month, on time. Just found out a few months back that my credit score went up. And ended up saving me on my car insurance. Just curious, what the heck does your car insurance have to do with your credit score. Funny thing is that I have been with the same car insurance company for over 14 years. Go figure.
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Get in, sit down, shut up, hold on...cause Ms Grumpy is driving !
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