In ky if a tree falls it is the responsibility of the tree owner. Home owners insurance covers it. Ask me how I know.
When my chevelle first came home so long long ago I had another house. Tornado knocked a tree down from a neighbor's yard. Yes you guessed it. I came home one night and there was a tree laying on the roof of the chevelle. Missed my POS voyager van and hit the car.
Anyway I went and told him. He came over and we cut it up. He hauled it off. I helped cut and load.
That car has been through alot. There are reasons it took me 10 years to get this far.
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