I have been going round and round with PayPal and I just now closed my account for good. I recently bought a new crate motor from Jegs through Ebay and had to pay through PayPal as a guest .I used my credit card to pay in order to get an extra warranty through the credit card plus I didnt know I had an existing account from many years ago.My motor was delivered and a week later PayPal reversed the charges on my credit card and Jegs started sending me e mails wanting to be paid again.PayPal then took the funds out of my checking account and paid Jegs without telling me .PayPal denies doing any of this ,I certainly didnt do it ,but now that we all figured out what happened it wont happen again. Im just glad I had enough in the bank to cover that as I dont usually have it in there until I plan to use it.Hope this kind of crap dont happen to you guys.