Is your house worth $75.00 ?

[Ms Grumpy]

About 9 years ago, I got one of those calls that no one wants to get. It was David and he told me that our house was on fire. I was in my first week of training of a management position with a new company and on top of that the District Manager was there to see me. I walked up to the DM and said my house is on fire I am going home but I will be back.

Apparently one of my teenage daughters decided that she wanted to have a candle in the bedroom and put it right under the curtains in the window. When the fire started she tried to put it out without telling David. By the time he smelled smoke, the bedroom had flames going up the wall. He called the fire dept and got everyone outside, my older son had taken the little ones out and put them in one of the cars, while David put our garden hose thru the bedroom window. The fire department got here extremely quick.

Most of the damage was contained to the bedroom, but we had smoke damage thru out the entire house.

We ended up spending 3 months in a hotel while the house was repaired.

I know that my house would have burned down if the fire department didn't respond. I know that we would have never been able to pay for the repairs or hotel stay had we not had home owners insurance.

So if my municipality decided to charge us $75 for fire or police protection. I would pay. Just my thoughts.