*&%#@

[Hank70SS]

Obamacare is the reason for the changes but I'm really pissed at HAP. Lynda spent over half a day yesterday on the phone trying to sort things out. She called retirement services and they said they were given no warning about the changes and their phones were ringing off the hook.

If HAP had sent the letter a week earlier we could have got the paperwork in to change to a new plan and have it affective 1/1/2015. As it is the change won't take affect until 2/1/2015. So we have to pick a new primary care physician just for January in case one of us needs to see a doctor.

What's really crazy is all the coverages they had to add to comply with Obamacare. Abortion, prenatal/postnatal care, etc. Seriously? The insurance is for retirees, why do they have to add coverage that won't be used except maybe by a dependent child. So we're stuck with coverage that King Obama says we need instead of the coverage we'd like to have.